Your frequent questions and our answers

Vespa Home Loans, is a home loan broker and member of MFAA and AFCA. We help our clients to find and secure the best mortgage options for their needs, regardless of whether they are first-time buyers or experienced investors.

As a broker, Vespa Home Loans does not offer its own loans but instead we work with a variety of lenders to find the best loan options for our customers. Banks only offer their own products and services.

To determine if you qualify for a loan, you'll need to provide some basic information about your financial situation, including your income, credit score, and debt levels.

Vespa Home Loans will then work with you to find the best loan options based on your qualifications.

The application process typically involves providing personal and financial information, as well as some documentation and identifying yourself. Once approved, you'll work with a Vespa Home Loans specialist to finalise your loan and secure financing.

Our questionnaire helps gather much of the information required for you.

Yes, Vespa Home Loans offers refinancing options for existing homeowners looking to lower their monthly payments or access cash equity in their homes.